Feedback From Our Valued Clients!

"I would recommend Brian Sullivan, (avail insurance brokerage) to handle homeowner's(and other) insurance. Rather than strictly phone service, Brian is local, will come to your home, will look you in the eye, and will give you straightforward answers - to as many questions as you have. He'll also come back and review your coverage needs every year. Avail Insurance is a good choice."

-Sharron P.

"We chose Brian Sullivan as our insurance agent because he is reliable, knowledgeable and easy to work with. Brian was patient with us and took the time to understand our insurance needs. We are very fortunate to be working with Brian."

-Jennifer W.

"I've always bought insurance from a company agent, rather than an independent broker, but I met the principle broker at Avail through my daughter's school. Just out of curiosity I asked him to see what options I might have for my home/auto/ubrella policies. He came back with strong options from 2 companies for me to compare with my current coverage. Both were cheaper and offered better coverage than I had, and he walked me through all the considerations.
He handled all of the transition issues and made the whole process quite smooth. He's been quite available to answer my questions and not at all pushing anything. He says he'll recheck my policies for better options each year, which is something you definitely don't get with an agent tied to one company. I would definitely recommend Avail."

-Erik T.

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Workers Compensation in California

Work-related injuries can happen. If your business doesn't carry workers' compensation insurance, you will be held liable, which can cost your business thousands of dollars in medical bills. If you operate a business in Arizona, Oregon, Nevada, or California, allow us here at Avail Insurance Solutions LLC to help you obtain workers' compensation insurance. We are located in Oakland, CA.

Requirements for Workers' Compensation Insurance

While every state has its requirements for workers' compensation, some states require all employers to carry it. It is a legal obligation that businesses must abide by, even if your company only has one employee. A state's law can require all business owners to carry this insurance for employees who regularly work in the state, even if the company has headquarters in a different state.

Coverage Options

Both employees and employers are protected by settlements resulting from workers' compensation. Various laws were made to streamline making sure that any employee who has been injured can receive these benefits as quickly as possible. However, the employer will remain protected from lawsuits that can financially strain the business.

Policies for workers' compensation typically consist of liability insurance that can cover legal fees if an employee blames their employer for an injury they sustained. Laws in California require all coverage to provide standard workers' compensation insurance for:

Permanent disability benefits
Medical care
Temporary disability benefits
Supplemental job displacement benefits
Supplements for return to work
Death benefits

Death benefits are available and vital coverage for businesses. They contain coverage for the following:

Burial expenses up to $10,000
These benefits will continue until the 18th birthday of the youngest minor dependent at the rate of the temporary disability.

Contact Us Today

To obtain a quote in Oregon, Nevada, Arizona, or California, visit Avail Insurance Solutions LLC today. We are located in Oakland, CA.

Avail Insurance Solutions, LLC

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Feedback From Our Valued Clients!