Feedback From Our Valued Clients!

"I would recommend Brian Sullivan, (avail insurance brokerage) to handle homeowner's(and other) insurance. Rather than strictly phone service, Brian is local, will come to your home, will look you in the eye, and will give you straightforward answers - to as many questions as you have. He'll also come back and review your coverage needs every year. Avail Insurance is a good choice."

-Sharron P.

"We chose Brian Sullivan as our insurance agent because he is reliable, knowledgeable and easy to work with. Brian was patient with us and took the time to understand our insurance needs. We are very fortunate to be working with Brian."

-Jennifer W.

"I've always bought insurance from a company agent, rather than an independent broker, but I met the principle broker at Avail through my daughter's school. Just out of curiosity I asked him to see what options I might have for my home/auto/ubrella policies. He came back with strong options from 2 companies for me to compare with my current coverage. Both were cheaper and offered better coverage than I had, and he walked me through all the considerations.
He handled all of the transition issues and made the whole process quite smooth. He's been quite available to answer my questions and not at all pushing anything. He says he'll recheck my policies for better options each year, which is something you definitely don't get with an agent tied to one company. I would definitely recommend Avail."

-Erik T.

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Home Insurance in California

Home insurance benefits all California, Nevada, Arizona, and Nevada homeowners, whether you have a mortgage on your home or not. A home policy from Avail Insurance Solutions LLC in Oakland, CA will protect your investment from unfortunate events like natural disasters, theft, or vandalism. The following information can help you better understand the value of home insurance coverage.

What Home Policies Provide

Home policies can be customized to suit your individual needs. Standard policies, however, protect you against:

Damage to Your Home

With natural disasters on the rise, it only makes sense to protect your home against the unexpected with dwelling coverage. Dwelling insurance covers such common disasters as fire, lightning strikes, hurricanes, tornadoes, hailstorms, and more. It provides funds to repair or rebuild your California home if it’s damaged or destroyed in a covered disaster, up to the limits of your policy.

Home insurance does not, however, cover floods or earthquakes. For coverage of these events, you can purchase separate flood or earthquake insurance policies.

Damage to Your Personal Property

Clothing, electronics, furniture, sports gear, appliances, and other personal goods are protected by property coverage. If these items are damaged or destroyed in a covered peril, property insurance will compensate you for your loss. Your Avail Insurance Solutions agent can help you determine how much property insurance to buy to protect your valuables.

Liability Claims for Injuries or Property Damage

Home liability insurance covers accidental injuries on your property or damage to someone’s property (laptop, car, cellphone, etc.) as well as lawsuits that may arise from accidents. This includes kitchen mishaps, slip and falls, pool or yard accidents, and even dog bites.

Cost of Living Elsewhere after a Disaster

If you’re forced to leave your California, Oregon, Nevada, or Arizona home due to disaster damage, additional living expenses coverage pays for the cost of a hotel, meals out, gas, and other expenses incurred while you’re waiting for home repairs to be done.

For quality home coverage at affordable costs, call or visit us at Avail Insurance Solutions LLC in Oakland, CA today.

Avail Insurance Solutions, LLC

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