Feedback From Our Valued Clients!

"I would recommend Brian Sullivan, (avail insurance brokerage) to handle homeowner's(and other) insurance. Rather than strictly phone service, Brian is local, will come to your home, will look you in the eye, and will give you straightforward answers - to as many questions as you have. He'll also come back and review your coverage needs every year. Avail Insurance is a good choice."

-Sharron P.

"We chose Brian Sullivan as our insurance agent because he is reliable, knowledgeable and easy to work with. Brian was patient with us and took the time to understand our insurance needs. We are very fortunate to be working with Brian."

-Jennifer W.

"I've always bought insurance from a company agent, rather than an independent broker, but I met the principle broker at Avail through my daughter's school. Just out of curiosity I asked him to see what options I might have for my home/auto/ubrella policies. He came back with strong options from 2 companies for me to compare with my current coverage. Both were cheaper and offered better coverage than I had, and he walked me through all the considerations.
He handled all of the transition issues and made the whole process quite smooth. He's been quite available to answer my questions and not at all pushing anything. He says he'll recheck my policies for better options each year, which is something you definitely don't get with an agent tied to one company. I would definitely recommend Avail."

-Erik T.

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General Liability Insurance in California

General business insurance or liability insurance for businesses is insurance that will help keep your company protected against claims that may occur resulting from daily operations. Business liability insurance provided here at Avail Insurance Solutions LLC in Oakland, CA will help cover small businesses for medical expenses, bodily injuries, advertising injuries, and much more.

General Liability Insurance Requirements

Certain types of business insurance are required by law, such as workers’ comp and commercial auto insurance. However, when it comes to general liability insurance, there are no requirements for small businesses. However, all business owners should be aware of various situations when a client, lessor, or licensing body may make this type of coverage a requirement.

General Liability Insurance Coverage

Liability insurance for businesses provides protection to your businesses against claims that result from daily operations including:

Property damage - This coverage may help you cover claim costs if you cause damage to another person’s property.
Medical payments - This coverage involves payments that result from accidents that occur on your property or as the result of your operations. No matter who is at fault, this will cover you. If a customer were to fall on a wet floor in your business, this will protect your business.
Personal and advertising injury - If your business is sued for slander and libel, this will provide you with the necessary protection for these types of claims.

Different types of businesses use general liability insurance including:

Consulting firms
Real estate agents
Landscaping companies
IT contractors
Small business owners
Artisan contractors
Janitorial services
Marketing

Quotes

To obtain a quote for cyber liability insurance for your business in Arizona, California, Nevada, or Oregon, please contact Avail Insurance Solutions LLC today. You can also visit our office in person or give us a call. We are located in Oakland, CA.

Avail Insurance Solutions, LLC

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Feedback From Our Valued Clients!