What to Expect When Filing a Home Insurance Claim

Many homeowners file a claim with their home insurance company when a covered disaster occurs. Filing a home insurance claim can be stressful if you’re not prepared.

Navigating the process requires organization and diligence. It helps to be familiar with what to expect. Your Avail Insurance Solutions LLC insurance agent, servicing California, Oregon, Nevada, and Arizona, can help. We provide services to help homeowners navigate their home insurance policy.

Starting a Home Insurance Claim: A Step-by-Step Guide

If you have a home insurance claim, start by assessing the damage to your home. Take pictures of your property, and if needed, file a police report. Your insurance company will have questions about the damage. Having pictures and a solid recounting of what happened will make this easier.

Next, contact your insurance agency. They will likely have forms they require you to submit or sign. If you have pictures of what happened, they may ask you for them.

If you incur expenses during the rebuilding process or if you’re staying off-site while your house is being repaired, your insurance company will need receipts to reimburse you. Keep all receipts to make this process easier.

Home Insurance Claim Tips

At Avail Insurance Solutions LLC, servicing California, Oregon, Nevada, and Arizona, we provide excellent customer service to help our customers get the most use out of their home insurance policy. If you’ve experienced a covered event and need to file a claim with your home insurance policy, we can help. Call Avail Insurance Solutions LLC to learn more about how you can file a claim.