Almost all states in the U.S. require drivers to purchase liability insurance to cover bodily injury to third parties as well as property damage. However, the amount of liability coverage you need will vary from state to state. Moreover, some states require you to purchase other forms of coverage besides liability insurance.
Arizona Auto Insurance Requirements
Arizona drivers need bodily injury liability insurance to cover up to $25,000 per person and $50,000 per accident. Additionally, you’ll need at least $15,000 to cover property damage.
California Auto Insurance Requirements
If you drive in California, you’ll need liability coverage of $15,000 per person, $30,000 per accident, and $5,000 for property damage.
Nevada Auto Insurance Requirements
In Nevada, drivers need to have at least $25,000 in bodily injury liability coverage per person as well as $50,000 in liability coverage per accident. Additionally, you’ll need at least $20,000 in property damage insurance.
Oregon Auto Insurance Requirements
In Oregon, you’ll need not just bodily liability and property damage coverage but also uninsured/underinsured motorist coverage and personal injury protection. Minimal coverage requirements for liability and uninsured/underinsured motorist coverage are $25,000 for bodily injury per person and $50,000 per accident. Property damage coverage is $20,000 per accident. Your personal injury protection policy should cover at least $15,000.
Get the Policy You Need from Avail Insurance Solutions LLC
Avail Insurance Solutions LLC makes it easy for drivers in California, Nevada, Oregon, and Arizona to find the insurance coverage they need for any vehicle. We offer minimal coverage options as well as additional forms of coverage to ensure you’re completely covered no matter what happens. Contact us to learn more about your policy options and get personalized advice to help you find great coverage at a great price.