Avail Insurance Solutions LLC offers auto insurance solutions for residents of California, Oregon, Nevada, and Arizona. However, moving from one state to another requires purchasing a new auto insurance policy suitable for your state of residency. This is because each state in the U.S. sets its auto insurance requirements.
Deadlines for Policy Replacement
Every state has different minimum requirements for auto insurance, so a policy from Arizona, for instance, wouldn’t meet California’s or Nevada’s requirements. Each state defines a time limit for purchasing a replacement policy. It would be best if you generally had the new policy by the time you register your vehicle in your new place of residence. Here are the deadlines for new vehicle registration and driver’s license updates:
- Arizona – 10 days
- California – 20 days for registration, 10 days for driver’s license
- Nevada – 30 days
- Oregon – 30 days.
As every state mandates proof of insurance for vehicle registrations and driver’s license updates, you need your new auto insurance policy before performing either task.
Difference in Insurance Policies Across States
Whichever state you move to, you need to update your auto insurance to meet its minimum coverage requirements. In the insurance industry, these are expressed as bodily injury per person per accident/bodily injury to all parties per accident/property damage:
- Arizona – 25/50/15
- California – 15/30/5
- Nevada – 25/50/20
- Oregon – 25/50/20.
Additionally, Oregon drivers must carry uninsured motorist coverage and personal injury protection (PIP) coverage of $15,000.
Get in Touch with Us Today
Ensure you carry the appropriate insurance for your state. Contact Avail Insurance Solutions LLC today to update your auto insurance needs and requirements.